Checks And Identity Theft




Many people love and hate their checkbooks. They are absolutely unnecessary in todays world but people are naturally stubborn and will continue to use paper checks.

These little rectangular pieces of paper have the ability to ruin your life for years. That sounds a little dramatic but its all too common.

People view checks as convenient and may be scared to get a debit card because it requires changing their old routine.

What makes simple checks so damaging is the fact they have an enormous amount of your personal information on them. Every single check has your bank account and routing numbers right there on the bottom.

In skilled hands, just these numbers alone can enable someone to get money right from your account and deposit it in their own. Sure you will find out on your next bank statement but by then, the damage is done.

Another important piece of information on a paper check is your full name and address. Many married couples put the name of their spouse on there as well.

Now they have two identities to steal. Identity thieves absolutely love it when people are foolish enough to put social security numbers on the check too. There is no reason anyone should ever do that.

If your social security number is on there with your name, address, account number and routing number, you might as well walk strangers into your house and give them all of your bank statements, credit card bills, and utility bills.

Its just ridiculous. If your checkbook is stolen, even if you cancel the checks, the information is all still on them. Be very careful to keep your checks secure and put as little information on them as possible on them.

Other Identity Theft and Your Life Articles

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What identity theft resource centers can teach you
Preserve your Wealth and Identity - Act against Identity Theft Scam
Steps to Avoid Identity Theft with your Stolen Checks
Some identity theft protection and information you cannot do without
Being an identity theft victim is not easy
Identity Theft in the World of Internet
Recovering From Identity Theft
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Checks And Identity Theft
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Protecting Your Identity over Thieves
Combating Online Identity Theft
Identity Theft With Social Security Numbers
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Working together: identity theft laws and the people
Learn How to Prevent Identity Theft
Identity Theft And The Computer
Fifteen Easy Solutions to Avoid Being a Victim of Identity Theft
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